Illinois Senior Citizens Homestead Exemption Program

What is the Illinois Senior Citizens Homestead Exemption Program?

This program helps lower property taxes for people who qualify by reducing the taxable value of their home, which means you may pay less in property taxes each year. The amount your home's value can be reduced is up to $8,000 in Cook County and bordering counties, or up to $5,000 in all other counties.

Once you're approved, the exemption renews automatically each year. Age requirements vary by county, but in most cases, homeowners can qualify if they are 65 or older and may be claimed in addition to the General Homestead Exemption.

Am I eligible for the Illinois Homestead Exemption Program?

To get the Illinois Senior Citizens Homestead Exemption, you must meet three main rules:

• You must own the home—your name must be listed as the owner.

• You must live in the home as of January 1 of the year you’re applying. It must be your main home, not a second home or rental.

• You must be 65 or older.

How do I apply for the Illinois Senior Citizens Homestead Exemption Program?

To apply, you need to contact your local county tax assessor’s office. Some counties let you apply online, while others may require you to apply in person or by mail—it depends on your local assessor. Whether you apply in person, by mail, or online, you’ll also need to provide:

• A photo ID, like a driver’s license, that shows your address and age.

• A copy of the deed to the home.

Once you have been approved for the exemption, you will be contacted by an assessor.

Note:If applying by mail, send copies of the required documents.

What if I need help applying for the Illinois Senior Citizens Homestead Exemption Program?

If you need help applying for the Illinois Senior Citizen Homestead Exemption Program, there are people who can help. You can:

• Contact your local Illinois Department of Revenue office.

• Call or visit your county tax assessor’s office (find your county office here).

Staff at both offices can answer your questions and help you with the application.