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Hardest Hit Program
State
This program can help you if you are having trouble paying your home mortgage and you are at risk of foreclosure. To get help from this program, you must have limited income and the amount of your mortgage cannot exceed a level as set by the program. You must also currently receive or qualify for unemployment benefits.
About this program
This program can help you if you are having trouble paying your home mortgage and you are at risk of foreclosure. Services may include:
- Loan modification assistance: This provides funds to assist you if you have a financial hardship and/or are underemployed and want to change the terms of your loan to make it more affordable. Program helps you fill the financial gap that limits your ability to qualify for a loan modification. Funds may be used to reduce an outstanding principal balance, pay delinquent escrow or past due payments.
- Mortgage payment assistance: You may get a one-time payment of up to $12,500 to cover some of your past-due mortgage payments including the principal, interest, taxes, insurance and any homeowners association dues. The maximum help per household is $25,000.
Please note: Some services may be limited based upon the funding available.
How do I apply?
To apply for this program, please complete the online application.
Categories
Populations served
Informational only — official eligibility is determined by the administering agency.
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