Community Disaster Loans

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Benefit program

Community Disaster Loans

Federal · FEDERAL EMERGENCY MANAGEMENT AGENCY · #97.030

To provide loans subject to congressional loan authority to any local government that has suffered substantial loss of revenues in an area designated in a Stafford Act major disaster declaration in order to assist communities affected by an incident to perform its governmental functions. The local government must demonstrate a need for financial assistance and the funds can only be used to maintain existing functions of a municipal operating character or expand functions to meet disaster-related needs.

About this program

To provide loans subject to congressional loan authority to any local government that has suffered substantial loss of revenues in an area designated in a Stafford Act major disaster declaration in order to assist communities affected by an incident to perform its governmental functions. The local government must demonstrate a need for financial assistance and the funds can only be used to maintain existing functions of a municipal operating character or expand functions to meet disaster-related needs.

Who can apply

Local (includes State-designated lndian Tribes, excludes institutions of higher education and hospitals

Categories

PROJECT GRANTSProject Grants

Source: SAM.gov Assistance Listings ↗ · 2026

Informational only — official eligibility is determined by the administering agency.

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